Sedgwick: 2026 CAT season will be harder to model
Archive story from the 2026-06-19 edition. This is the reporting as filed; source publication and event dates may differ. Check the dated storyline for subsequent developments.
Sedgwick's report says 2026 catastrophe risk is more distributed and harder to predict, and a talent exodus on the claims side will make losses harder and costlier to manage.
Why it matters
Harder-to-staff, harder-to-model claims means slower, messier carrier response after events: longer cycle times, more file-handler churn, more chances for your invoice to sit. Fewer experienced adjusters is your problem too.
Our assessment
This reads as a carrier staffing problem, which sounds like someone else's headache. It reaches you first. A greener adjuster bench means slower approvals, more file handoffs, and fewer people who can make a decision on the phone. Build every file for a stranger: numbered photos, a scope narrative that stands alone, and a follow-up cadence you run on a schedule instead of by memory.
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Advisory (Sedgwick, a global claims administrator) Medium confidence at publication
How we got here
Storyline: AI in claims 4 stories so far
- When AI guesses wrong on the scope, the floor pays
- Carriers are pointing AI at your roof
- Texas regulators just put AI claims-handling on the table
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