By The Restoration HQ desk · · filed under Tech & AI
Carriers are pointing AI at your roof
Carriers are using AI to inspect roofs and inform coverage/claim decisions, and insurance regulators are starting to pay attention to how those models are used.
FORIf the carrier brings AI, bring better data, high-fidelity capture beats a model trained on blurry aerials every time.
AGAINSTLetting an algorithm the homeowner never sees decide a roof claim is how you get systematic denials with no one to argue with.
Consensus vs. contrarianContrarian: the fight isn't AI vs. no-AI, it's whose AI, the operators who capture model-grade documentation flip the carrier's own tooling into their evidence.
Sources Merlin Law Group, www.propertyinsurancecoveragelaw.com/blog/ai… (); context: Claims Journal coverage of AI liability and AI claim tooling (/08)