By The Restoration HQ desk · · filed under Regulation & Standards
Public-adjuster rules tighten in Arizona and Maine
Arizona's SB1206 (sent to the Governor June 10) would change how storm-damage claims and public adjusters operate; Maine enforces a 36-hour cooling-off window before a PA can sign a loss contract.
FORCooling-off rules protect homeowners from being rushed into bad contracts, a clean operator who isn't chasing signatures at the curb looks better by contrast.
AGAINSTEvery "consumer protection" PA restriction also slows down the one party who fights carrier lowballs. Tilt the field against PAs and you tilt it toward the insurer.
Consensus vs. contrarianConsensus: know your state's PA rules. Contrarian worth owning: these bills are quiet carrier wins dressed as consumer protection, operators should care who's fighting their undervaluation battles before the help gets regulated away.
Sources Merlin Law Group, Arizona SB1206 and Its Practical Implications for Public Adjusters and Maine's 36-Hour Public Adjuster Rule (published )
Terms in this story: AOB (Assignment of Benefits) Public Adjuster