Florida claims lawsuits down to ~half of 2020 levels, reform is "working"
Archive story from the 2026-07-23 edition. This is the reporting as filed; source publication and event dates may differ. Check the dated storyline for subsequent developments.
New data shows Florida's share of US homeowners claims lawsuits has fallen to roughly half its 2020 peak, credited to the state's AOB and litigation-reform laws.
Why it matters
This is the carrier-side scoreboard for the AOB fight. "Litigation is down, reform worked" is the narrative being used nationally to justify AOB restrictions and prompt-pay rollbacks that limit how contractors and PAs pursue underpaid claims.
Our assessment
Reform worked is the headline, and fewer lawsuits does sound like a healthier market. Look at what the number measures. Take away assignment rights and fee shifting and of course filings fall, because the ability to fight fell with them. The underpayment did not go anywhere. Learn this argument now, because your state legislature will hear the Florida version next session.
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Trade press High confidence at publication
How we got here
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- Florida claims lawsuits down to ~half of 2020 levels, reform is "working" You are here
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Terms in this story: AOB (Assignment of Benefits)